.tandc-hero {
  max-width: 760px;
}

.tandc-breadcrumb {
  margin-top: var(--space-16);
  margin-bottom: var(--space-24);
  font-size: var(--font-size-sm);
  color: var(--color-text-muted);
}

.tandc-breadcrumb ol {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.tandc-breadcrumb a {
  color: var(--color-text-muted);
}

.tandc-breadcrumb li+li::before {
  content: "/";
  margin: 0 var(--space-4);
  color: var(--gray-300);
}

.tandc-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-24);
}

.tandc-nav {
  padding: var(--space-16);
  border-radius: var(--radius-lg);
  background: linear-gradient(135deg, rgba(176, 138, 82, 0.12), rgba(92, 124, 104, 0.06));
  box-shadow: var(--shadow-soft);
}

.tandc-nav__title {
  font-family: var(--font-sans);
  font-size: var(--font-size-sm);
  letter-spacing: 0.16em;
  text-transform: uppercase;
  margin-bottom: var(--space-10);
}

.tandc-nav ul {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  margin-bottom: var(--space-16);
}

.tandc-nav a {
  font-size: var(--font-size-sm);
  color: var(--color-text);
}

.tandc-nav__cta .button {
  font-size: var(--font-size-xs);
}

.tandc-content {
  display: flex;
  flex-direction: column;
  gap: var(--space-16);
}

.tandc-section .card__body {
  font-size: var(--font-size-md);
}

.tandc-list {
  list-style: disc;
  padding-left: 1.2rem;
  margin-bottom: var(--space-8);
}

.tandc-list li {
  margin-bottom: var(--space-4);
}

.tandc-next-steps__actions {
  display: flex;
  flex-direction: column;
  gap: var(--space-8);
}

@media (min-width: 960px) {
  .tandc-grid {
    grid-template-columns: minmax(0, 280px) minmax(0, 1fr);
    align-items: flex-start;
  }

  .tandc-nav {
    position: sticky;
    top: 7rem;
  }

  .tandc-next-steps__actions {
    flex-direction: row;
  }
}